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I agree with the above comments cronencing health insurance. I think casualty actuaries should be and would be much more qualified to perfrom actuarial health studies. I think the dynamics of health insurance is closer to property and casualty work than life and pension work. I never understood why the CAS does not play a more prominent role in this area.I would also recommend that the CAS incease its educational efforts in health insurance. The life actuaries currently perform studies for the the post retirement health benefits. I think the CAS could make substantial contributions in this area. I would also like to invite health actuaies to be more involved in the CAS.

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